Model of Sharia Bank Profitability Determination Factors by Measuring Internal and Externals Variables

This study examines the influence of internal and external factors on profitability as proxied by Return Assets (ROA), a Islamic Commercial Banks for 2016-2020 period. In theory profitability, there are 2 that affect bank namely factors. Internal in this BOPO (Operating Expenses to Operating Income), Non-Performing Financing (NPF), Financial Deposit Ratio (FDR) inflation money supply. Profitability is one most important company, including financial institutions, case banks, so every company must pay attention company's ratios. banks institutions just started emerge late 90s have very high level competition with conventional banks. For reason, aims look at performance Indonesia through they had last 5 years. The sample selection used purposive sampling method. monthly statements commercial 2016-2020. data will be processed using SPSS software multiple regression. results state an factor does not significant effect measured (ROA) ratio significance 0.628 supply has ROA. While BOPO, NPF FDR variables